Deal Review Submissions (Back End Analysis)
ACML Deal Form
| Let us know you. What is your name? | What is your email address? | What is your phone number? (with your country code) | What is your role at the company? | What is the company name? | Country of Operations? (Please note that our preferred countries are Nigeria, Ghana, Sierra Leone, and Liberia) | If "other" was your option, please enter your country of operations. | What is the Company's Date of Incorporation? | What is the Company's Country of Incorporation? | What is the company's Registration Number? | Address | Total Workforce/Employees (Male & Female) | Please provide a link to the Company's website or LinkedIn page. | Industry or Sector of Operation of the company | If "other" was your option, please specify Industry or Sector of Operation | Please provide a business description for the company (1000 words max) | Foreign Exchange Exposure | Please give an overview of the Investment Opportunity | What is the State of Competition and who are the Key Competitors of the business? | What are the Company's Revenue Stream(s)? Please highlight any recurring revenue stream. | What are the Company's Key Product and Services? | Do you have any politically linked person or government involvement in the business? | If "Yes" was your option, please provide details of such person(s). | Who are the Key Customers of the business? | What is the business routes to market or Business Model? | What are the Expected Impact(s) of the business? | What is the current Capital Structure? | Who are the existing shareholders? | Who are the existing debtholders? | Total Capital Requirement (US$) | Use of Proceeds (in US$ and %) | Funding Type | Preferred Mix of Funds | If Equity is required, how much stake is on offer for the required equity investment? | If Debt is required, what is the security/collateral/guarantee on investment, and how much cover does the security provide over the required debt? | Upload completed file | Please provide an explanation of the financial performance above (200 words) | What is the Proposed Valuation of the business in US$? (If you have not established a valuation, please provide an estimate) | Have you approached any other financiers (e.g. Private equity fund, Venture capital fund, banks, etc). Please provide details if you have approached any and indicate current level of engagement. | Would existing management or shareholders participate as co-investor(s) in the transaction? If yes, how much investment will be contributed to the business? | Environmental Impact: Does your company monitor and report on its environmental impact, such as carbon emissions, energy use, and waste generation? | Sustainability Policies: Are there formal policies on environmental sustainability (e.g., energy efficiency, waste reduction, sustainable sourcing)? | Environmental Compliance: Has the company experienced any significant environmental regulatory violations in the past five years? | Workforce Practices: What are the key practices in place to ensure fair labour conditions, including diversity, health, and safety in the workplace? | Community Engagement: Does your company engage with the local community, and if so, how is this engagement integrated into operations? | Supply Chain Responsibility: How does your company ensure suppliers adhere to ethical and social standards? | Corporate Governance: Describe the structure of the board and executive team. Are ESG-related risks overseen at the board level? | Transparency & Reporting: Does the company provide regular and transparent reporting on key performance indicators, including financial, social, and environmental metrics? | Ethical Standards: Are there measures in place to prevent and address corruption, bribery, and other unethical practices? | Business Plan | Audited Financial Statement | 5-year Financial Projections | Incorporation Documents | Licenses, Permits, Patents, or any other regulatory approval (as applicable) | Commercial contracts/agreement | Industry research reports | Details of litigation/disputes | Agreements for current debt facility (if any) | Entry Date | Entry ID | User IP |
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| Damiare Alabi | [email protected] | 17/04/1950 | Graduate Trainee, Investments | Ya-Lo | Nigeria | N/A | Nigeria | Lekki Phase I, Lagos 106104, Lagos, | https://www.yalo.ng/home | Tech-enabled business | N/A | alo.ng, also known as YALO Technologies, is a Nigerian sheltertech company dedicated to providing flexible rental financing solutions primarily targeting low and middle-income earners, especially salaried employees and business owners in Lagos, Nigeria. Yalo.ng helps tenants by paying the full annual rent upfront to landlords, which is typically a large upfront burden in Nigeria's housing market. The tenants then repay YALO in affordable monthly installments aligned with their salary schedules, easing financial pressure and improving access to housing. Yalo.ng operates a technology-driven platform that facilitates flexible monthly rental payment plans over 6, 9, or 12 months through its website. The company also partners with HR and payroll platforms such as Workpay to integrate rental financing into employee benefits, enabling thousands of workers to spread rental payments conveniently through their payroll systems. | Low | Yalo.ng's key product is a "Rent Now, Pay Later" rental financing solution targeted primarily at salaried employees and business owners in Nigeria. | No | N/A | Equity funded (100%) | N 20 million | Technology Development: Expanding and enhancing their digital platform and mobile app to improve user experience, application processing, and integration with employer payroll systems. • Market Expansion: Scaling their geographical reach beyond Lagos to cover more Nigerian states and possibly other African markets. • Customer Acquisition: Investing in marketing, partnerships with employers, property platforms, and payroll providers to rapidly increase tenant and landlord adoption. • Product Development: Adding more flexible rental financing options, property listings, and new services to cater to diverse customer needs. • Operational Scaling: Building capacity in customer service, risk assessment, credit underwriting, and collections to handle growing transaction volumes smoothly. • Partnerships & Ecosystem Development: Strengthening strategic partnerships with real estate platforms, logistics companies for moving assistance, and financial institutions. • Working Capital: Supporting the upfront payment of rent on behalf of tenants by ensuring sufficient liquidity or credit facilities. | Seed round | Equity - 100% | 5.2% | N/A | N/A | US$1 million | Yes | No | No | 24/10/2025 01:52 PM | 123 | 102.89.32.200 | |||||||||||||||||||||||||||||
| Damiare Alabi | [email protected] | 17/04/1950 | Graduate Trainee, Investments | Ya-Lo | Nigeria | N/A | Nigeria | Lekki Phase I, Lagos 106104, Lagos, | https://www.yalo.ng/home | Tech-enabled business | N/A | alo.ng, also known as YALO Technologies, is a Nigerian sheltertech company dedicated to providing flexible rental financing solutions primarily targeting low and middle-income earners, especially salaried employees and business owners in Lagos, Nigeria. Yalo.ng helps tenants by paying the full annual rent upfront to landlords, which is typically a large upfront burden in Nigeria's housing market. The tenants then repay YALO in affordable monthly installments aligned with their salary schedules, easing financial pressure and improving access to housing. Yalo.ng operates a technology-driven platform that facilitates flexible monthly rental payment plans over 6, 9, or 12 months through its website. The company also partners with HR and payroll platforms such as Workpay to integrate rental financing into employee benefits, enabling thousands of workers to spread rental payments conveniently through their payroll systems. | Low | Yalo.ng's key product is a "Rent Now, Pay Later" rental financing solution targeted primarily at salaried employees and business owners in Nigeria. | No | N/A | Equity funded (100%) | N 20 million | Technology Development: Expanding and enhancing their digital platform and mobile app to improve user experience, application processing, and integration with employer payroll systems. • Market Expansion: Scaling their geographical reach beyond Lagos to cover more Nigerian states and possibly other African markets. • Customer Acquisition: Investing in marketing, partnerships with employers, property platforms, and payroll providers to rapidly increase tenant and landlord adoption. • Product Development: Adding more flexible rental financing options, property listings, and new services to cater to diverse customer needs. • Operational Scaling: Building capacity in customer service, risk assessment, credit underwriting, and collections to handle growing transaction volumes smoothly. • Partnerships & Ecosystem Development: Strengthening strategic partnerships with real estate platforms, logistics companies for moving assistance, and financial institutions. • Working Capital: Supporting the upfront payment of rent on behalf of tenants by ensuring sufficient liquidity or credit facilities. | Seed round | Equity - 100% | 5.2% | N/A | N/A | US$1 million | Yes | No | No | 24/10/2025 10:46 AM | 122 | 102.89.32.200 | |||||||||||||||||||||||||||||
| Audrey Ettien | [email protected] | Financial Advisor | Majestic One | Other | Côte D'Ivoire | Côte D'Ivoire | Abidjan-Cocody, Boulevard Hassan II, 25 BP 1958 Abidjan 25, | https://majesticcinema.ci/#/ | Consumer Good and Services | TMT | Majestic ONE is the leading cinema operator in Côte d’Ivoire and a pioneer in French-speaking Africa’s film exhibition industry. Majestic ONE combines international expertise with deep local insight to offer an unmatched customer experience and plays a vital role in promoting Ivorian and African cinema. | Medium | Core revenue from box office sales • Confectionery sales—including popcorn, ice creams, sweets, and beverages—remain a high-margin staple of the customer experience. • Corporate events hosting such as concerts, live shows, and major broadcast screenings like AFCON, creating new avenues for audience engagement. | No | Equity | 8750000 | 35% Material acquisition, Financing fees and Working capital, 25% Acquisition on Cinebus and Working Capital, 40% Opening of new cinemas and working capital. | Growth Capital | 50% Mezzanine, 50% Equity | 30% | The activity of Majestic One experienced strong growth during the 2021–2023 period mainly due to the recovery of economic activity after COVID. The end of the pandemic led to a strong resurgence in public attendance after the confinements of 2019 and 2020, especially for cultural outings and leisure activities such as cinema. Merchandise sales during screenings followed the same trend as ticket sales. While operational costs grew more than revenue and EBITDA margin experienced a later bump indicating management's intent to control operating expenses. |
30M USD | yes, shared IM, under initial review. | no | No | 22/09/2025 02:06 PM | 121 | 2001:42d8:3003:ef00:4c59:9471:bc78:643b | ||||||||||||||||||||||||||||||||
| Oliver Amike | [email protected] | Chief Finance Officer | Dobi Agrico Limited | Nigeria | NOT APPLICABLE | NIGERIA | 8, Nairobi Street Wuse II, Abuja, | https://www.dobiagrico.com/ | Agribusiness | NOT APPLICABLE | The Company is an Agribusiness operating on 200 hectares of land near Abuja. The agribusiness is focused on cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology in this regard. The Company also engages in open grazing focusing on cultivation of maize, pawpaw, soyabeans etc. The Company currently supplies the likes of Shoprite and SPAR and other major wholesale customers in the country | Low | a) Cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology b) Open grazing focusing on cultivation of maize, pawpaw, soyabeans etc | No | NOT APPLICABLE | debt 4% Equity 96% | NOT APPLICABLE AS THIS IS A BID PROCESS | Acquisition Finance i.e. Divestment to New Shareholders | Growth Capital | Debt - 0% Equity – 100% | Equity – 100% | NOT APPLICABLE | 2024 Performance – An Overview Highlights Revenue: ₦698.7bn Gross Profit: ₦523.4bn (75% Margin) EBITDA: ₦141.4bn (20% Margin) Net Profit: ₦39.9bn (6% Margin) Debt-to-Equity Ratio: 4% (low leverage) Interest Coverage Ratio: 232% (strong ability to service debt) Key Ratios & Metrics Efficiency Inventory Turnover: 6.33 – efficient conversion of stock. Asset Turnover: 11% – opportunity for assets/operations optimization Liquidity Current Ratio: 0.22 Quick Ratio: 0.16 Cash Ratio: 0.13 Coverage 1. Interest Coverage: 232% – strong ability to service interest with EBIT. Profitability ROA: 11% – good return on asset base, though assets recently expanded massively. EBITDA Margin: 20% – healthy operating efficiency. Net Margin: 6% – reasonable but dragged by FX and finance costs. Leverage Debt-to-Equity Ratio: 4% – very low, showing conservative leverage (improvement from 2023). Market Value EPS: 4.26 – positive, signaling profitability per share Strengths Strong topline growth with healthy gross/EBITDA margins Equity base strengthened significantly Low leverage risk, strong interest coverage |
US$10million | NOT APPLICABLE | NO | Yes | 04/09/2025 10:37 AM | 120 | 90.195.90.58 | ||||||||||||||||||||||||||||||
| Oliver Amike | [email protected] | Chief Finance Officer | Dobi Agrico Limited | Nigeria | NOT APPLICABLE | Nigeria | 8, Nairobi Street Wuse II, Abuja, | https://www.dobiagrico.com/ | Agribusiness | NOT APPLICABLE | The Company is an Agribusiness operating on 200 hectares of land near Abuja. The agribusiness is focused on cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology in this regard. The Company also engages in open grazing focusing on cultivation of maize, pawpaw, soyabeans etc. The Company currently supplies the likes of Shoprite and SPAR and other major wholesale customers in the country | Low | a) Cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology b) Open grazing focusing on cultivation of maize, pawpaw, soyabeans etc | No | NOT APPLICABLE | debt 10% Equity 90% | NOT APPLICABLE AS THIS IS A BID PROCESS | Acquisition Finance i.e. Divestment to New Shareholders | Growth Capital | Debt - 0% Equity – 100% | Equity – 100% | NOT APPLICABLE | 2024 Performance – An Overview Highlights Revenue: ₦698.7bn Gross Profit: ₦523.4bn (75% Margin) EBITDA: ₦141.4bn (20% Margin) Net Profit: ₦39.9bn (6% Margin) Debt-to-Equity Ratio: 4% (low leverage) Interest Coverage Ratio: 232% (strong ability to service debt) Key Ratios & Metrics Efficiency Inventory Turnover: 6.33 – efficient conversion of stock. Asset Turnover: 11% – opportunity for assets/operations optimization Liquidity Current Ratio: 0.22 Quick Ratio: 0.16 Cash Ratio: 0.13 Coverage 1. Interest Coverage: 232% – strong ability to service interest with EBIT. Profitability ROA: 11% – good return on asset base, though assets recently expanded massively. EBITDA Margin: 20% – healthy operating efficiency. Net Margin: 6% – reasonable but dragged by FX and finance costs. Leverage Debt-to-Equity Ratio: 4% – very low, showing conservative leverage (improvement from 2023). Market Value EPS: 4.26 – positive, signaling profitability per share Strengths Strong topline growth with healthy gross/EBITDA margins Equity base strengthened significantly Low leverage risk, strong interest coverage |
US$10million | NOT APPLICABLE | NO | Yes | 04/09/2025 10:30 AM | 119 | |||||||||||||||||||||||||||||||
| Morolake Awe | [email protected] | 19/12/2025 | Investment Intern | Iwosan Investment Limited | Nigeria | N/A | Nigeria | Lagos, Nigeria, | https://iwosanhealth.com/ | Consumer Good and Services | N/A | Iwosan Investments Limited (IIL) is a female-led healthcare investment company founded in 2019 to transform Nigeria’s healthcare sector through strategic investments, via acquisition and green field project development. Its flagship, Lagoon Hospitals, expanded to 125 beds with the launch of a cardiac center in 2023. That same year, IIL launched the Iwosan Wellness Centre, and in 2025, it acquired Euracare to strengthen its multi-specialist network. The company is currently leading the development of Lagos Medipark in partnership with the Lagos State Government. Iwosan Lagoon is the first Joint Commission International (JCI) accredited hospital in Sub-Saharan Africa and holds multiple regulatory accreditations, including from the Nursing and Midwifery Council of Nigeria for Graduate Nursing Internships, the Medical and Dental Council of Nigeria, and is an associate member of the International Hospital Federation (IHF). | Low | Neurosurgery, Urology, Surgical Oncology, Bariatric Surgery, Cosmetic Surgery, other surgeries, Intensive Care | No | N 20 billion | Construction of Medipark (a proposed 140-bed state-of-the-art multi-specialist hospital, diagnostic centre, and real estate complex in Lagos). The project is to be developed in three phases under a 40-year PPP concession led by the Iwosan consortium. | Project Finance | 51% equity and 49% debt | Yes | 02/09/2025 07:00 PM | 117 | 41.75.85.110 | |||||||||||||||||||||||||||||||||||||
| Boyo Ameer | [email protected] | Investment Intern | Sagicor Bank Barbados Limited | Other | Barbados | Barbados | Barbados, | https://www.sagicor.bank/ | Tech-enabled business | N/A | Sagicor Bank (Barbados) Limited is Barbados’ first fully digital neobank, launched in 2023, owned by Sagicor Financial Company. The bank is built on a secure, cloud-native fintech platform developed in partnership with MBanq, and it offers seamless, innovative digital banking services including real-time payments, virtual debit cards, and digital lending products. Since its inception, Sagicor Bank has rapidly established itself as a market leader in Barbados, capturing 8.24% market penetration within two years, outpacing long-established incumbents. Its digital-first model leverages modern infrastructure from MBanq, enabling low-cost scalability, high security, and seamless integration across markets. Looking ahead, the bank’s regional expansion through Sagicor Bank (EC) Limited into St. Lucia, St. Vincent, Grenada, and Antigua positions it to build a pan-Caribbean footprint with a lean, capital-efficient operating model. By combining Sagicor Financial's brand trust and client base with its own technology-driven agility, Sagicor Bank is poised to become a benchmark for digital banking excellence in the Caribbean and beyond. | Medium | View and manage transactions, accounts, and statements Transfer funds, pay bills, and schedule payments Apply for loans Open fixed deposit accounts Manage virtual and physical debit/credit cards Apply for credit cards and use real-time payment features Open additional deposit and savings accounts instantly | No | Equity funded (100%) | US$ 10 million | Unlocking Mid-Sized Commercial Lending in Barbados Strengthen capital base of (US$10M – US$420M) to meet Central Bank requirements and support larger commercial loans (US$2.5M–US$5M). Capture underserved demand among SMEs frustrated by slow approvals and high costs at traditional banks. Target high-yield opportunities with better spreads than retail lending. Expected to drive US$2M+ in net incremental annual revenue, with additional upside from fee income, FX revenue, and core deposit growth. | Growth Capital | Equity - 100% | Barbados stand-alone assumptions Capital Injection of USD$10M in Q1 2025 Investments No new investments to be booked. The cuirrent portfolio of GOB bonds will be maintained Personal Loans Growth driven by mortgages and secured loans (vehicles, land). There is a robust mortgage pipeline fuelled by the building boom ongoing in Barbados. SBBL has entered into discussions with developers of 3 major middle income housing development and will have access to a few hundred potential mortgage clients. Business Loans The commercial loan pipeline is strong and this is expected to boost the growth in the commercial loan book. Deposits There will be a drive to grow the commercial deposit pipeline, starting with all the operating accounts of the Sagicor companies. |
US$ 50 million | Yes | No | 02/09/2025 06:04 PM | 116 | 41.75.85.110 | ||||||||||||||||||||||||||||||||||
| Aaron Esumeh | [email protected] | 10/06/8360 | Chief Executive Officer | Greenage Technologies | Nigeria | N/A | Nigeria | Enugu, Nigeria, | https://greenagetech.com | Clean Energy | N/A | Greenage Technologies (also presented as Greenage Manufacturing) is a Nigerian clean energy company focused on designing and manufacturing modular solar power systems under the NewGen Ultra brand. The company’s mission is to deliver affordable, scalable, and smart solar energy solutions “designed by Africans for Africa.” Its value proposition is to replace fuel generators with modular solar generators that are cheaper, scalable, and locally manufactured, addressing Africa’s chronic energy deficit where 600 million people remain without access to electricity. | Low | NewGen Ultra Solar System | No | Equity funded (100%) | 3,500,00 | Acquire raw materials to achieve the production target of 1,000 units of our NewGen in a batch Purchase lithium battery cells for the assembly of 1,000 units of our energy storage systems in a batch Set up 11 distribution chains across 11 states in Nigeria To level up our human capital and acquire supplementary equipment for an efficient production line. Achieve sales target of over $6m by 2027 | Series round | Debt - US$ 2,500,000 Equity - US$ 1,000,000 | 5.2% | US$18.1 million | N/A | No | No | 02/09/2025 05:29 PM | 115 | 41.75.85.110 | ||||||||||||||||||||||||||||||||
| OLAPOYEPO SIMOYAN | [email protected] | Partner | Precision Advisory | Nigeria | Nigeria | Nigeria | 8 Nairobi Street Abuja, | http://www.dobigric.com | Agribusiness | NOT APPLICABLE | The Company is an Agribusiness operating on 200 hectares of land near Abuja. The agribusiness is focused on cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology in this regard. Company also engages in open grazing focusing on cultivation of maize, pawpaw, soyabeans etc. The Company currently supplies the likes of Shoprite and SPAR | Low | a) Cultivation of lettuce, vegetables, kale, peppers, cucumbers, tomatoes leveraging greenhouse technology b) Open grazing focusing on cultivation of maize, pawpaw, soyabeans etc | No | NOT APPLICABLE | debt 10% Equity 90% | 21/08/2025 12:23 AM | 114 | ||||||||||||||||||||||||||||||||||||||||||
| Henry Abraham | [email protected] | CEO | HJA Africa Ltd | Ghana | N/A | Ghana | HJA Africa Ltd, inside compound of CSIR-IIR, 81 Boundary Road, East Legon, Accra, Ghana, | http://www.hjaafrica.com | Agribusiness | N/A | HJA Africa is a 7 year old Ghanaian impact-first company that makes an innovative biostimulant agro-input called OFA, which is good for all crops. It works as a fertilizer, controls pest and fungal attacks, aids floration, and reduces the impact of drought, giving farmers fantastic value. OFA can solve the current inorganic fertilizer crisis of unaffordability, low or negative famer RoI, and unsustainability. OFA is now a leading organic input in Ghana, but as inorganics dominate there is plenty of scope for further growth. OFA can often double smallholder farm profits, and helps the environment by reducing the need for damaging inorganic fertilizers, pesticides and fungicides. HJA Africa has also just completed a successful pilot for additionally offering farm services, and we want to commercialise this new business line. HJA Africa sells OFA to farmers through more than 200 partner agro-shops across Ghana. For the last 4 years, annual sales growth has exceeded 70%, and OFA now sells to 40,000 farmers, and growing. HJA Africa is working towards exporting OFA to Ghana’s organic-loving neighbouring countries. Comparing OFA with inorganic fertilizer (the market leader),: farmer ROI is 20:1 vs <1.5:1; cost for use with an acre of cereals for a growing season is $3 vs $70 and application weights are <1kg vs 150 - 300kg. OFA is also better for soil health. Comparing OFA with conventional organic fertilizers like manures, the latter work well used close to their point of production, but otherwise at 2 tonnes or more recommended per acre (vs 0.5kg per acre for OFA), they are far more expensive to transport , and are difficult for scaling production. Revenue comes from sales of OFA, mainly through partner agro-shops, supported by our employed regional representatives, who promote OFA to both shops and farmers. OFA’s high gross margin and semi-fixed operational costs mean increasing sales will in turn rapidly increase profits. Following the company achieving breakeven in 2024, we are aiming for 15% profit in 2025. 40,000 farmers bought OFA in 2024. OFA is now a leading organic input in Ghana, has won multiple awards, and gets consistently excellent farmer feedback and media coverage. OFA delivered an estimated $20m in increased rural incomes in 2024; and big benefits for drought resilience, carbon emission mitigation and avoidance, environmental protection, and soil health. OFA’s benefits will scale with increasing sales. OFA has particular benefits for women and youth, because it puts more profitable farming within the reach of those with limited resources; and it is also targeted by NGO partners and through HJA Africa’s own CSR initiatives on smallholder women farmers and youth. The company has an office in East Legon Accra, located in the business hub of CSIR IIR who are also one of our partners. Our production facilities are in rural Ashanti region where we have access to ample supplies of our required inputs, and are centrally placed to distribute porduct across Ghana. We employ 35 staff (25% of these are women, and 50% of the management team are women), plus up to 20 occassional casual staff. OFA is fully registered with the fertilizer and pesticides regulators, MOFA (PPRSD) and EPA, and we are currently seeking an additional regulatory approval with CRIG (Cocoa Research Institute of Ghana) which will greatly increase our penetration of Ghana's biggest inputs crop, cocoa. The excellent feedback we get from cocoa farmers who are already using OFA gives us confidence the CRIG certification outcome will be positive. We are also engaging with the Ministry of Food and Agricutlure who have a major agriculture expansion programme called Feed Ghana which includes some inputs supply, the Governments 24 hour economy team (who plan to coordinate the speedy development of 2m hectares of irrigated land as agroecological parks in the new Volta Economic Corridor) , and the Tree Crops Development Authority which coordinates non-cocoa tree crop sectors in Ghana, where we will benefit from OFAs particularly large benefits for mango and cashew. Taking these together with our continuing investment in providing farmers with information on OFA to drive continued organic growth and our current work to develop exports into Burkina Faso, we believe these various opportunities will lead to at least 5 fold growth in OFA sales by the end of 2026 provided we secure enough financing to support this continued expansion with working capital, and expansions of our market and customer support, and our production facilities. This will give us annual gross revenues of around 25m cedis, with a profit of around 7m cedis. This will be the launchpad for much larger scale expansion supported by a larger funding round of $5-10m, to drive exports to Ghanas neighbours and Africawide expansion through developing partnerships with local agribusiness partners across the continent. | Low | Our key product is OFA, an organic liquid biostimulant fertilizer/pest control/fungicide providing exceptional value for money for farmers. We have also just completed a pilot providing farm services which we aim to build into a new business line, which also has great potential. | No | Equity 616,000 cedis, external debt aroud 100,000 cedis (working capital bank loan). Other funding has been Director Loans from the founder | 500000 | * $40k (8%) to strengthen our systems and people for future growth * $160k (32%) additional working capital * $100k (20%) to improve packaging for security and market positioning * $60k (12%) to expand production and sales/customer support * $40k(8%) to accelerate market penetration in Ghana and neighbours We also seek $100k (20%) to commercialise our farm services offer. | Growth Capital | Open minded - for equity, we look for expertise as well as cash | Open minded,. | We can offer stock and vehicles but do not have additional director collateral given the substantial director loans already made | estimated $5m | 05/07/2025 10:04 PM | 109 | ||||||||||||||||||||||||||||||||||||
| Ikenna Ene | [email protected] | CEO | Finvar Corporation | Nigeria, Other | Nigeria, USA | USA | 9654 Meadowland Dr, Houston, Texas, United States, | https://www.linkedin.com/company/capnotebyfinvar | Tech-enabled business | Not Applicable | We are a financial technology company on a mission to empower financial work & wealth creation in an increasingly digital world. This involves building autonomous & intelligent operating systems that leverage advanced digital technology such as AI / ML, big data & robotic process automation to enhance financial management, support asset digitization & monetization and drive financial inclusion. Digitization is an unstoppable global trend that is changing traditional finance in various ways. For example, there are new digital asset classes like cryptocurrency, there is exponentially more data to consider for good financial decision-making and there is heightened focus on the digital experiences of customers & teams. Organizations and professionals need constant help to harness evolving digital technology to improve financial processes and outcomes. We envision a world where all businesses & individuals are able to achieve better financial outcomes at the click of a button, regardless of their size, location or education level. Accenture estimates that the financial services industry in N.America can generate up to $140 billion in annual gains & synergies from technology that supports automation & augmentation. This applies across the rest of the world and is even more pertinent across Africa, which has been underserved by legacy financial systems and tools. Better capture and use of public and private data is key to attracting investment at all levels and the development of more effective capital markets. | Low | Autonomous & AI-powered operating systems for finance, proprietary algorithms & data, consulting services | No | Equity 100%, Debt 0% | $2.0 million | Product Development ( $1.2 million, 60%), Sales & Marketing ($300K, 15%), Working Capital ($300K, 15%), Contingencies (10%, $200K) | Pre-seed round | Equity 100%, $2.0 million | 20% | not applicable | Product development has been going on for 18-24 months with the minimum viable product completed and multiples patents approved Pilots completed with 4 organizations which they paid for at discounted rates. 1,500 registered individual users in beta testing. |
$10 million | 40% capital raised from venture capital, family offices, wealth managers and senior financial executives | The founding team has contributed $200K in capital and is prepared to contribute more. | No | 25/06/2025 03:54 PM | 107 | 2a01:e0a:410:7600:7cff:49e0:1615:5e25 |